OAR 125-155-0600
Insurance Coverage

(1) The state’s self-insured coverage has been accepted by jurisdictions in the United States, its possessions and territories, and Canada. Drivers must contact DAS RM to arrange coverage for any state vehicles to be driven in other locales. Lack of proper coverage in some countries could result in a driver being personally liable for criminal fine and imprisonment, criminal defense costs, and payment to the state for the confiscation of the vehicle.
(2) The state shall not insure or indemnify friends or family nor insure or indemnify the state authorized driver against any claims brought by friends or family. Friends and/or family members shall ride at their own risk or at the personal risk of the related driver, employee, or person.
(3) Coverage for the state’s vehicles, drivers, and loss-reporting requirements are found in DAS RM self-insurance policies, ORS 30.260 (Definitions for ORS 30.260 to 30.300)-30.300 (ORS 30.260 to 30.300 exclusive), ORS 283, and ORS 278.
(a) State self-insurance vehicle liability coverage is primary when an authorized driver is approved to drive a state vehicle to conduct official state business and for allowable activities. Personal use or personal business are not official state business for the purposes of insurance coverage by the state, unless otherwise authorized by these rules.
(b) These vehicle rules, in conjunction with the state’s self-insurance policies, will be used to determine coverage of an employee using a state vehicle outside the definition of official state business.
(c) The state does not pay an employee for damage to the employee’s personal vehicle, increased insurance rates, or deductibles due to an accident occurring while on official state business.
(d) When a private or commercially rented vehicle is used contrary to these rules, the driver and vehicle may not be covered by state insurance or self-insurance coverages. When a state owned, rented, borrowed, leased, or private vehicle is used contrary to these rules or state/federal law, use of the vehicle will be considered personal use and the driver and vehicle may not be covered by state insurance or state self-insurance coverages. The driver may be personally liable to the state for the value of the use of the vehicle, any damage to the vehicle, or harm to other parties or property arising out of the misuse. The driver may also be subject to any other discipline or penalty of any kind provided by law, contract, rule, policy, and/or guideline.

Source: Rule 125-155-0600 — Insurance Coverage, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=125-155-0600.

Last Updated

Jun. 8, 2021

Rule 125-155-0600’s source at or​.us