OAR 441-730-0070
Advertising Regulations

(1) A licensee, or other person acting on the licensee’s behalf, shall not include in any advertisement, that is oral or written for any purpose, any reference to the state’s supervision of the licensee, except the phrase “licensed under the Oregon Consumer Finance Act” or “subject to state regulation” or both.
(2) A licensee, or other person acting on the licensee’s behalf, shall only use the name under which the license is issued in any oral or written advertisement.
(3) A licensee must retain a copy of all advertising for the period beginning with the date of the last examination in a designated licensed office, or at another location with the prior approval of the director, until an examiner has reviewed the material.
(4) Notwithstanding the provisions of sections (1) and (2) of this rule: A licensee must prominently post their license in a manner conspicuous to the public at their licensed location and prominently display their Nationwide Multistate Licensing System (NMLS) number on their website.
(5) The posted license must state that the business is licensed and regulated by the Department of Consumer and Business Services, and will include the department’s toll-free telephone number for public inquiries or complaints.
(6) For licenses issued or renewed through NMLS for periods on or after January 1, 2020, licensees can meet the requirements of ORS 725.160 (Form of license) by posting a form provided by the department completed with current and valid NMLS licensing information.

Source: Rule 441-730-0070 — Advertising Regulations, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=441-730-0070.

441‑730‑0000
Statutory Authority 441‑730‑0010
Definitions 441‑730‑0015
Licensee Lending Characteristics and Practices 441‑730‑0025
License Applications 441‑730‑0026
Corporate Surety Bond for Consumer Finance Licensees Employing a Mortgage Loan Originator 441‑730‑0027
State Criminal Records Check 441‑730‑0030
Fees, Charges Licensees Pay the Director 441‑730‑0050
Notes and Agreements 441‑730‑0060
Loans Not to Be Payable on Demand 441‑730‑0070
Advertising Regulations 441‑730‑0080
Qualifications of Person in Charge of Licensed Office 441‑730‑0100
Licensee Officers and Directors 441‑730‑0110
Accounting Records of Licensee 441‑730‑0120
Account Record to Be Maintained for Each Loan 441‑730‑0125
Residential Borrower Files for Mortgage Loans 441‑730‑0130
Maintaining Index of Obligors 441‑730‑0140
Records and Files Required to Be Kept at Servicing Office 441‑730‑0150
Consolidating Sales Financing into Direct Loans 441‑730‑0160
Daily-Interest Computation 441‑730‑0170
Precomputed Interest 441‑730‑0180
Deferred Payment on Precomputed Loan 441‑730‑0200
Action on Precomputed Loan 441‑730‑0205
Limitation on Charging a Prepayment Penalty by Consumer Finance Licensees 441‑730‑0210
Recomputation of Interest on Delinquent Precomputed Loan 441‑730‑0220
Insurance Premium Charges 441‑730‑0230
Insurance Benefits Paid to Licensee 441‑730‑0240
Statement of Loan 441‑730‑0246
Contents of Foreclosure Notices 441‑730‑0250
Receipt to Be Furnished to Borrower Upon Request 441‑730‑0255
Payoff Information to be Furnished to Borrower Upon Request 441‑730‑0260
Advances to Perform Covenants 441‑730‑0280
Prohibited Provisions in Loan Contract Provisions 441‑730‑0320
Licensee Reporting
Last Updated

Jun. 8, 2021

Rule 441-730-0070’s source at or​.us