OAR 813-080-0005
Purpose and Objectives


The rules of this division, are established to administer and enforce ORS 456.515 (Definitions for ORS 456.515 to 456.725 and ORS chapter 458) through 456.725 (Discrimination against purchaser with children prohibited), specifically 456.605 (Mortgage credit certificate program). These rules, together with the Program’s Procedural Guide, shall implement the Mortgage Credit Certificate Program. The program’s objective is to assist and encourage moderate and lower-income persons in the State of Oregon to purchase, improve, or rehabilitate new and existing single-family residences through the issuance of a Mortgage Credit Certificate.


The Mortgage Credit Certificate allows the certificate holder, subject to certain limitations, a federal income tax credit. A Mortgage Credit Certificate is issued in connection with a mortgage that a certificate holder obtains to purchase, improve, or rehabilitate a single-family residence.
[Publications: Publications referenced are available from the agency.]

Source: Rule 813-080-0005 — Purpose and Objectives, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=813-080-0005.

Last Updated

Jun. 8, 2021

Rule 813-080-0005’s source at or​.us