OAR 836-031-0690
Additional Considerations for Analysis

(1)

Use of Assets Supporting the Interest Maintenance Reserve and the Asset Valuation Reserve. An appropriate allocation of assets in the amount of the Interest Maintenance Reserve (IMR), whether positive or negative, must be used in any asset adequacy analysis. Analysis of risks regarding asset default may include an appropriate allocation of assets supporting the Asset Valuation Reserve (AVR); these AVR assets may not be applied for any other risks with respect to reserve adequacy. Analysis of these and other risks may include assets supporting other mandatory or voluntary reserves available to the extent not used for risk analysis and reserve support. The amount of the assets used for the AVR shall be disclosed in the Table of Reserves and Liabilities of the opinion and in the memorandum. The method used for selecting particular assets or allocated portions of assets shall be disclosed in the memorandum.

(2)

Documentation. The appointed actuary shall retain on file, for at least seven years, sufficient documentation so that it will be possible to determine the procedures followed, the analyses performed, the bases for assumptions and the results obtained.

Source: Rule 836-031-0690 — Additional Considerations for Analysis, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=836-031-0690 (accessed May 26, 2025).

836–031–0200
Scope, Authority 836–031–0210
Definitions, Application and Explanation of Technical Terms Used 836–031–0220
Principles Governing Reserves 836–031–0230
Claim Reserves 836–031–0240
Premium Reserves 836–031–0250
Contract Reserves 836–031–0260
Reinsurance 836–031–0270
Specific Standards for Morbidity 836–031–0280
Specific Standards for Interest 836–031–0290
Specific Standards for Mortality 836–031–0300
Reserves for Waiver of Premium 836–031–0400
Allowed Assets 836–031–0410
Title Insurance Unearned Premium Reserve 836–031–0600
Purpose 836–031–0605
Valuation Manual 836–031–0610
Authority 836–031–0620
Scope 836–031–0630
Definitions 836–031–0640
General Requirements 836–031–0670
Statement of Actuarial Opinion Based On an Asset Adequacy Analysis 836–031–0680
Description of Actuarial Memorandum Including an Asset Adequacy Analysis and Regulatory Asset Adequacy Summary 836–031–0690
Additional Considerations for Analysis 836–031–0750
Purpose, Authority and Applicability 836–031–0755
Applicability 836–031–0760
Definitions 836–031–0765
General Calculation Requirements for Basic Reserves and Premium Deficiency Reserves 836–031–0770
Calculation of Minimum Valuation Standard for Policies with Guaranteed Nonlevel Gross Premiums or Guaranteed Nonlevel Benefits (Other than Universal Life Policies) 836–031–0775
Calculation of Minimum Valuation Standard for Flexible Premium and Fixed Premium Universal Life Insurance Policies that Contain Provisions Resulting in the Ability of a Policyowner to Keep a Policy in Force Over a Secondary Guarantee Period 836–031–0800
Purpose, authority 836–031–0805
Definitions 836–031–0810
2001 CSO Preferred Class Structure Table 836–031–0815
Conditions 836–031–0855
Recoupment of Assessments by Oregon Insurance Guaranty Association

May 26, 2025

Rule 836-031-0690's source at or​.us