OAR 836-058-0010
Permitted Reasons to Exclude Named Person

An insurer may exclude by name a person other than the named insured from the coverage required by ORS 742.450 (Contents of motor vehicle liability policy)(2)(a) to be provided in a motor vehicle liability insurance policy issued for delivery in this state, for any of the following reasons:

(1)

The excluded person is higher rated than the named insured and the difference between the annualized premium that the named insured would pay on the liability coverage under the policy including the higher rated person and the annualized premium that the named insured would pay on the policy excluding the higher rated person would cause financial hardship as described in this section to the named insured. For the purpose of this section:

(a)

A financial hardship is caused only if the difference exceeds $1,000;

(b)

Premium owing to rating for a high performance vehicle or a sports car shall be excluded for the purpose of determining whether financial hardship is caused.

(2)

The excluded person’s Oregon driver’s license is suspended pursuant to ORS 809.409 (Revocation for conviction of crime)(5).

(3)

The excluded person’s Oregon driver’s license is suspended pursuant to ORS 809.419 (Suspensions for physical or mental condition or impairment)(3).

Source: Rule 836-058-0010 — Permitted Reasons to Exclude Named Person, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=836-058-0010.

Last Updated

Jun. 8, 2021

Rule 836-058-0010’s source at or​.us