ORS 737.265
Unauthorized adherence to rates, rating systems

  • workers’ compensation insurance policy forms

(1)

Members and subscribers of rating or advisory organizations may use the rates, rating systems, underwriting rules or policy or bond forms of such organizations, either consistently or intermittently, but, except as provided in ORS 737.275 (Preparation of rates, rating systems and other administrative matters by insurers under common ownership), 737.312 (Agreements among insurers for assignment of risks), 737.365 (Cooperative activities among rating organizations and insurers), 737.390 (Regulation of joint underwriting and joint reinsurance), 737.526 (Interchange of data) and subsection (2) of this section, shall not agree with each other or rating organizations or others to adhere thereto. The fact that two or more authorized insurers, whether or not members or subscribers of a rating or advisory organization, use, either consistently or intermittently, the rates or rating systems made or adopted by a rating organization, or the underwriting rules or policy or bond forms prepared by a rating or advisory organization, shall not be sufficient in itself to support a finding that an agreement to so adhere exists, and may be used only for the purpose of supplementing or explaining any competent evidence of the existence of any such agreement.

(2)

Each insurer transacting workers’ compensation insurance shall adhere to the policy forms filed by the licensed workers’ compensation rating organization of which the insurer is a member and approved by the Director of the Department of Consumer and Business Services. [1969 c.690 §19; 1971 c.385 §4; 1977 c.333 §1; 1981 c.535 §18; 1999 c.235 §3]

Source: Section 737.265 — Unauthorized adherence to rates, rating systems; workers’ compensation insurance policy forms, https://www.­oregonlegislature.­gov/bills_laws/ors/ors737.­html.

737.007
“Rating organization” defined 737.012
“Advisory organization” defined 737.017
“Member,” “subscriber” defined 737.025
Purpose, intent of chapter 737.035
Application of chapter 737.045
Remedies of director for violations of chapter 737.205
Filing rates, plans with director 737.207
Commercial liability insurance rate filings 737.209
Hearing on rate filings under ORS 737.207 737.215
Effect of noncompliance with rating regulation 737.225
Records requirements 737.230
Data must include certain information 737.235
Examining rating systems of insurers 737.245
Collusive ratings prohibited 737.255
Authority for cooperative ratings and systems 737.265
Unauthorized adherence to rates, rating systems 737.270
Determination of workers’ compensation premiums for worker leasing company 737.275
Preparation of rates, rating systems and other administrative matters by insurers under common ownership 737.310
Method of rate making 737.312
Agreements among insurers for assignment of risks 737.316
Combining employers for workers’ compensation insurance 737.318
Premium audit program for workers’ compensation insurance 737.320
Review of certain filings 737.322
Rating plan approval 737.325
Suspension or modification of filing requirement 737.330
Contracts to comply with effective filings 737.336
Disapproval of filings by director 737.340
Initiation of proceedings by aggrieved person to determine lawfulness of filings 737.342
Hearing and order procedure 737.350
Application for license by rating organization 737.355
Licensing rating organizations generally 737.360
Rating organization to accept insurers as subscribers 737.365
Cooperative activities among rating organizations and insurers 737.390
Regulation of joint underwriting and joint reinsurance 737.505
Insured entitled to rate information 737.510
Advisory organizations 737.515
Examination of rating, advisory and other organizations 737.526
Interchange of data 737.535
Withholding or giving false information prohibited 737.545
Procedure for suspension of rating organization license 737.560
Rating organization membership 737.600
Fictitious grouping for rate purposes prohibited 737.602
Authorization for insurance for certain projects 737.604
Rules
Green check means up to date. Up to date

Current through early 2024

§ 737.265’s source at oregon​.gov