OAR 274-045-0200
Director’s Decisions Control in All Controversies

274‑045‑0001
Definitions for OAR 274-045-0001 to 274-045-0481 274‑045‑0005
Purpose and Objectives 274‑045‑0010
Eligibility Requirements 274‑045‑0015
Authority to Protect the Security 274‑045‑0020
Who May Apply for Loan 274‑045‑0025
Evidence Required to Establish Eligibility 274‑045‑0030
Modification of Application 274‑045‑0035
Cancellation of Application 274‑045‑0040
Security for the Loan 274‑045‑0045
Legal Description of Property Offered as Security 274‑045‑0050
Appraisal of Property 274‑045‑0060
Terms of Loan 274‑045‑0070
Interest 274‑045‑0080
Approval of the Loan 274‑045‑0085
Loan Funding 274‑045‑0090
Grounds for Refusing to Make a Loan 274‑045‑0100
Evidence of Title 274‑045‑0110
Escrow Closing of Loans 274‑045‑0120
Transfer of Ownership 274‑045‑0125
Rental 274‑045‑0130
Modification of Mortgage 274‑045‑0140
Temporary Reduction of Payments 274‑045‑0145
Loan Cancellation Life Insurance 274‑045‑0150
Property Tax Amortization and Escrow Accounting 274‑045‑0160
Partial Release of Security 274‑045‑0170
Confidential Nature of Information Submitted by the Borrower 274‑045‑0180
Confidential Nature of Information Procured by the Director 274‑045‑0190
Disclosure of Information and Fees 274‑045‑0200
Director’s Decisions Control in All Controversies 274‑045‑0205
Review of Loan Determinations and Other Decisions 274‑045‑0220
Fees 274‑045‑0230
Approved Lenders 274‑045‑0240
Loan Requirements 274‑045‑0250
Reservation of Funds and Commitments 274‑045‑0260
Title Insurance 274‑045‑0270
Hazard Insurance 274‑045‑0280
Flood Insurance 274‑045‑0401
Purpose and Objectives 274‑045‑0411
Definitions 274‑045‑0421
Interest Rate 274‑045‑0431
Approval of Veterans’ Home Improvement Loans 274‑045‑0441
Terms and Requirements of Veterans’ Home Improvement Loans 274‑045‑0451
Appraisal of Property 274‑045‑0461
Transfer of Ownership 274‑045‑0471
Taxes, Hazard Insurance and Flood Insurance 274‑045‑0481
Title Insurance