OAR 274-045-0205
Review of Loan Determinations and Other Decisions


(1)

Any person adversely affected by a decision of an ODVA official may write a letter of complaint to the Director. The Director or other designated official shall prepare and deposit in the ordinary mail, or personally deliver, a written response within 30 days of receipt of the written complaint.

(2)

If the Director, or other designated official supports the decision, a request may be made for an informal hearing with a designated official at the Oregon Department of Veterans’ Affairs Office, located at 700 Summer Street, NE, Salem, Oregon 97301-1285.

(3)

A request for an informal hearing shall be addressed to the Director and shall state the nature of the adverse decision, the date of and the person making the decision, and how the person requesting the hearing is adversely affected. The Director must receive a request for an informal hearing within 60 days of the date of mailing or personal delivery of the response, provided for by section (1) of this rule. If no letter of complaint was ever written, the requirement for a letter of complaint may be waived, and the request for an informal hearing considered if the request is received by the Director within 90 days of the date of the decision leading to the request for an informal hearing. Unless ODVA received written notice of a complaint, the right to a hearing (both informal and contested) shall expire 90 days after the date the complainant had actual knowledge of, or by the exercise of due care would have had knowledge of, the occurrence in dispute.

(4)

Within 30 days from receipt of a request for an informal hearing, the Director shall, by mail, notify the person making the request of the action taken on the request which may be:

(a)

Designating an official to conduct an informal hearing;

(b)

Reversing or modifying the adverse decision;

(c)

Denying the request.

(5)

Any denial of a request for an informal hearing shall state the reason for the denial. A request for an informal hearing may be denied if the Director finds:

(a)

Litigation involving the issue in dispute is pending or imminent;

(b)

The person making the request is not the person who would directly benefit from a modification or reversal of the adverse decision (not the real party in interest);

(c)

A modification or reversal of the decision would affect persons who would not be bound by the modification or reversal (the Director is lacking power to resolve the dispute);

(d)

The Director did not receive the request within the time allowed by section (3) of this rule.

(6)

If an official is designated to conduct an informal hearing, the person requesting the hearing shall be notified by mail of the name and title of the official designated and the time and place for the hearing. A time for the hearing must be scheduled within 60 days of the hearing request unless otherwise mutually agreed by the parties.

(7)

After conducting an informal hearing, the designated official shall prepare and submit to the Director for approval a written decision. Within 30 days after conducting an informal hearing, a decision approved by the Director shall be mailed to the person for whom the hearing was conducted.

(8)

A decision of the designated official, after approval by the Director, shall be final except when, as defined by ORS 183.310 (Definitions for chapter)(2), a “Contested Case” exists.

(9)

When a “Contested Case” exists, and a contested case hearing is desired, it must be requested in writing and the request received by the Director within 20 days of the date of the mailing of the decision of the designated official if an informal hearing has been held, or within 20 days of service of the notice in a contested case under ORS 183.415 (Notice of right to hearing).

(10)

Contested case hearings will be conducted in accordance with the provisions of ORS 183.413 (Notice to parties before hearing of rights and procedure) to 183.470 (Orders in contested cases) and the Attorney General’s Model Rules of Procedure, OAR 137-003-0001 (Contested Case Notice) to 137-003-0092 (Stay Proceeding and Order).
[Publications: Publications referenced are available from the agency.]

Source: Rule 274-045-0205 — Review of Loan Determinations and Other Decisions, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=274-045-0205.

274‑045‑0001
Definitions for OAR 274-045-0001 to 274-045-0481
274‑045‑0005
Purpose and Objectives
274‑045‑0010
Eligibility Requirements
274‑045‑0015
Authority to Protect the Security
274‑045‑0020
Who May Apply for Loan
274‑045‑0025
Evidence Required to Establish Eligibility
274‑045‑0030
Modification of Application
274‑045‑0035
Cancellation of Application
274‑045‑0040
Security for the Loan
274‑045‑0045
Legal Description of Property Offered as Security
274‑045‑0050
Appraisal of Property
274‑045‑0060
Terms of Loan
274‑045‑0070
Interest
274‑045‑0080
Approval of the Loan
274‑045‑0085
Loan Funding
274‑045‑0090
Grounds for Refusing to Make a Loan
274‑045‑0100
Evidence of Title
274‑045‑0110
Escrow Closing of Loans
274‑045‑0120
Transfer of Ownership
274‑045‑0125
Rental
274‑045‑0130
Modification of Mortgage
274‑045‑0140
Temporary Reduction of Payments
274‑045‑0145
Loan Cancellation Life Insurance
274‑045‑0150
Property Tax Amortization and Escrow Accounting
274‑045‑0160
Partial Release of Security
274‑045‑0170
Confidential Nature of Information Submitted by the Borrower
274‑045‑0180
Confidential Nature of Information Procured by the Director
274‑045‑0190
Disclosure of Information and Fees
274‑045‑0200
Director’s Decisions Control in All Controversies
274‑045‑0205
Review of Loan Determinations and Other Decisions
274‑045‑0220
Fees
274‑045‑0230
Approved Lenders
274‑045‑0240
Loan Requirements
274‑045‑0250
Reservation of Funds and Commitments
274‑045‑0260
Title Insurance
274‑045‑0270
Hazard Insurance
274‑045‑0280
Flood Insurance
274‑045‑0401
Purpose and Objectives
274‑045‑0411
Definitions
274‑045‑0421
Interest Rate
274‑045‑0431
Approval of Veterans’ Home Improvement Loans
274‑045‑0441
Terms and Requirements of Veterans’ Home Improvement Loans
274‑045‑0451
Appraisal of Property
274‑045‑0461
Transfer of Ownership
274‑045‑0471
Taxes, Hazard Insurance and Flood Insurance
274‑045‑0481
Title Insurance
Last Updated

Jun. 8, 2021

Rule 274-045-0205’s source at or​.us