OAR 441-755-0210
Unfair or Deceptive Practices
(1)
Impose fees contrary to posted information at the location where the payment instrument is cashed.(2)
Refuse to accept valid and current government-issued photo identification presented by the customer, resulting in greater fees being charged to the customer.(3)
Charge fees other than the rate most favorable to the consumer when a payment instrument could fit into more than one category described in ORS 697.520 (Prohibited practices).(4)
Limit the amount of cash provided to a customer or require a customer to receive a payment, in whole or in part, by a method that causes the customer to pay additional or further fees to the licensee or other persons. This section does not apply to a transaction initiated by a customer request for a money order or other alternative forms of payment.(5)
Require a customer to cash separate payment instruments in a manner to avoid the limitations on the fees that may be charged.(6)
Alter or delete any information on a cashed payment instrument.(7)
Charge check-cashing fees on a postdated payment instrument accepted from a customer in a payday loan transaction with a licensee that also holds a short-term lending license.
Source:
Rule 441-755-0210 — Unfair or Deceptive Practices, https://secure.sos.state.or.us/oard/view.action?ruleNumber=441-755-0210.