OAR 441-755-0210
Unfair or Deceptive Practices

It is an unfair or deceptive practice for a licensee to:


Impose fees contrary to posted information at the location where the payment instrument is cashed.


Refuse to accept valid and current government-issued photo identification presented by the customer, resulting in greater fees being charged to the customer.


Charge fees other than the rate most favorable to the consumer when a payment instrument could fit into more than one category described in ORS 697.520 (Prohibited practices).


Limit the amount of cash provided to a customer or require a customer to receive a payment, in whole or in part, by a method that causes the customer to pay additional or further fees to the licensee or other persons. This section does not apply to a transaction initiated by a customer request for a money order or other alternative forms of payment.


Require a customer to cash separate payment instruments in a manner to avoid the limitations on the fees that may be charged.


Alter or delete any information on a cashed payment instrument.


Charge check-cashing fees on a postdated payment instrument accepted from a customer in a payday loan transaction with a licensee that also holds a short-term lending license.

Source: Rule 441-755-0210 — Unfair or Deceptive Practices, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=441-755-0210.

Last Updated

Jun. 8, 2021

Rule 441-755-0210’s source at or​.us