OAR 735-050-0064
What Does Not Constitute “Reasonably and in Good Faith”


Examples of beliefs that do not constitute a reasonable and good faith belief include, but are not limited to, the following:


Belief that a vendor’s single interest (VSI) or other policy issued by a dealer or financing institution provides motor vehicle liability coverage. That policy or its declarations must clearly state that it does not provide motor vehicle liability insurance, does not meet financial responsibility requirements or contain some other similar statement;


Belief by a person who is not yet 21 years of age, not attending school or not in military service, and not residing with a parent that he or she is covered by a parent’s policy;


Belief by a person that a policy meets the requirements of the financial responsibility law when the person has not read the policy declarations and limitations;


Belief that a policy is still in force because of non-receipt of a notice of cancellation, unless the person presents substantial evidence showing that the insurance company did not meet the notification requirements for cancellation found in ORS Chapter 742 (Insurance Policies Generally);


Belief that a spouse or partner in a domestic partnership, normally pays all bills and must have paid an insurance premium; and


Belief based only upon an insurance carrier’s or insurance producer’s (agent) representation after an accident has occurred when, at the time of the accident, the person did not reasonably believe that they were covered.


The Driver and Motor Vehicle Services Division of the Department of Transportation will use the examples in section (1) of this rule as guidelines in making decisions. However, each request for the rescinding of a suspension under this rule will be reviewed on a case-by-case basis.

Source: Rule 735-050-0064 — What Does Not Constitute “Reasonably and in Good Faith”, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=735-050-0064.

Last Updated

Jun. 8, 2021

Rule 735-050-0064’s source at or​.us