OAR 836-042-0205
Definitions

As used in OAR 836-042-0201 (Statutory Authority; Purpose; Effective Date) to 836-042-0225 (Criteria for Grouping; Criteria for Substantially Similar Occupations Within Organization; Open Enrollment Required) unless the context requires otherwise:

(1)

“Anniversary Rating Date” means the month and day that a rating plan is initially applied to a policy and each annual anniversary thereafter, unless a different date is established by the rating organization to which the insurer belongs.

(2)

“Combined Experience” means the sum of workers’ compensation insurance premium, claims, and payroll or other exposure measures used by an insurer to rate individual members of a group of employers. Data from all members of the group are included in the sum without further modification or adjustment.

(3)

“Experience Rating” means any prospective modification of workers’ compensation insurance premium based on previous workers’ compensation experience data for an individual employer or a group of employers.

(4)

“Group Anniversary Rating Date” means the month and day the combined experience of a group of employers is initially used to rate individual members of the group and each annual anniversary thereafter, unless a different date is established with the approval of the Insurance Commissioner.

(5)

“Insurer” means any person authorized to write workers’ compensation insurance in this state and includes the State Accident Insurance Fund Corporation.

(6)

“Modification Factor” means the numerical result of an experience rating calculation. Insurance premiums are multiplied by this number to adjust for past experience of an employer or a group of employers.

(7)

“Premium” means the contractual amount charged to an insured for insurance for a specific period of time, regardless of the timing of actual charges.

(8)

“Premium Discounting” means the modification of workers’ compensation insurance premium according to a rating plan used by an insurer based solely upon a gradation of expense provisions according to the amount of premium.

(9)

“Rating Plan” means any set of rules and values filed with the Insurance Commissioner and used by an insurer to calculate premiums.

(10)

“Retrospective Rating” means adjustment of workers’ compensation insurance premium for the policies of a group of employers after the policies have expired using the combined experience from those policies according to the insurer’s rating plan.

(11)

“Workers’ Compensation Insurance” means insurance covering the obligations of an employer arising from workers’ illness or injury, whether an obligation is imposed by ORS Chapter 656 (Workers’ Compensation), similar laws of the United States, or agreements between states.

Source: Rule 836-042-0205 — Definitions, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=836-042-0205.

836‑042‑0001
Statutory Authority 836‑042‑0005
Definitions 836‑042‑0015
Workers’ Compensation Filings — Procedural Rules for Insurers and Rating Organizations 836‑042‑0020
Insurers Must Demonstrate Statistical Reporting Ability 836‑042‑0025
Workers’ Compensation Filings Standards for Unfair Discrimination 836‑042‑0035
Workers’ Compensation Policy Forms Filings by Insurers 836‑042‑0040
Statutory Authority 836‑042‑0043
Definition 836‑042‑0045
Workers’ Compensation Statistical Plan 836‑042‑0050
Statutory Authority 836‑042‑0055
Definitions, Payroll Inclusions and Exclusions 836‑042‑0060
Conditions for Division of Payroll of Individual Employees 836‑042‑0070
Statutory Authority and Purpose 836‑042‑0075
Definitions 836‑042‑0080
Rate Filing Requirements and Standards 836‑042‑0085
Statistical Data Maintenance and Reporting Requirements 836‑042‑0090
Trade Practices Found Injurious to the Insurance-Buying Public 836‑042‑0100
Statutory Authority and Purpose 836‑042‑0105
Definitions 836‑042‑0110
Rate Filing Requirements 836‑042‑0115
Trade Practices Found Injurious to the Insurance Buying Public 836‑042‑0201
Statutory Authority 836‑042‑0205
Definitions 836‑042‑0210
Rating Plans for which Employers May Be Combined 836‑042‑0215
Consent to Group Rating Required Before Policy Issuance 836‑042‑0220
Filing Requirements and Procedural Rules 836‑042‑0225
Criteria for Grouping 836‑042‑0300
Statutory Authority 836‑042‑0302
Definitions 836‑042‑0304
Fictitious Arrangement Prohibited 836‑042‑0306
Premium Rates 836‑042‑0308
Statistics 836‑042‑0310
Producers 836‑042‑0312
Compulsory Participation Prohibited 836‑042‑0314
Tie-In Sales Prohibited 836‑042‑0316
Disclosure Required 836‑042‑0318
Underwriting Standards 836‑042‑0320
Cancellation and Non-Renewal 836‑042‑0322
Compulsory Facilities 836‑042‑0400
Statutory Authority 836‑042‑0405
Definitions 836‑042‑0410
Commercial Risks 836‑042‑0415
Day Care Facilities 836‑042‑0420
Anniversary Filings 836‑042‑0425
Statistics 836‑042‑0430
Disclosure Required for Day Care Facilities 836‑042‑0501
Statutory Authority 836‑042‑0505
Definitions 836‑042‑0510
Rates, Rating Plans System — Prior Review 836‑042‑0512
Specified Commercial Liability Markets 836‑042‑0515
Commercial Liability Filings — Procedural Rules for Insurers and Rating Organizations 836‑042‑0520
Supporting Data
Last Updated

Jun. 24, 2021

Rule 836-042-0205’s source at or​.us