OAR 836-042-0090
Trade Practices Found Injurious to the Insurance-Buying Public

(1)

Failure of an insurer to comply with OAR 836-042-0080 (Rate Filing Requirements and Standards), 836-042-0085 (Statistical Data Maintenance and Reporting Requirements) or 836-054-0210 (Required Content of Large Deductible Provisions) constitutes an unfair trade practice under ORS 746.240 (Undefined trade practices injurious to public prohibited).

(2)

Failure of an insurer to delete a large deductible provision following discovery that an insured employer has on three or more occasions during the policy period known of a workers’ compensation insurance claim for five (5) days or longer but has not reported the claim to the insurer or has on any occasion within the policy period made direct payment of claim costs constitutes an unfair trade practice under ORS 746.240 (Undefined trade practices injurious to public prohibited).

(3)

Failure of an insurer to include amounts of premium credits or modifications for large deductible provisions in the base for the assessment imposed by the Director pursuant to ORS 656.612 (Assessments for department activities) and to pay the assessment on those amounts constitutes an unfair trade practice under ORS 746.240 (Undefined trade practices injurious to public prohibited).

Source: Rule 836-042-0090 — Trade Practices Found Injurious to the Insurance-Buying Public, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=836-042-0090.

836‑042‑0001
Statutory Authority 836‑042‑0005
Definitions 836‑042‑0015
Workers’ Compensation Filings — Procedural Rules for Insurers and Rating Organizations 836‑042‑0020
Insurers Must Demonstrate Statistical Reporting Ability 836‑042‑0025
Workers’ Compensation Filings Standards for Unfair Discrimination 836‑042‑0035
Workers’ Compensation Policy Forms Filings by Insurers 836‑042‑0040
Statutory Authority 836‑042‑0043
Definition 836‑042‑0045
Workers’ Compensation Statistical Plan 836‑042‑0050
Statutory Authority 836‑042‑0055
Definitions, Payroll Inclusions and Exclusions 836‑042‑0060
Conditions for Division of Payroll of Individual Employees 836‑042‑0070
Statutory Authority and Purpose 836‑042‑0075
Definitions 836‑042‑0080
Rate Filing Requirements and Standards 836‑042‑0085
Statistical Data Maintenance and Reporting Requirements 836‑042‑0090
Trade Practices Found Injurious to the Insurance-Buying Public 836‑042‑0100
Statutory Authority and Purpose 836‑042‑0105
Definitions 836‑042‑0110
Rate Filing Requirements 836‑042‑0115
Trade Practices Found Injurious to the Insurance Buying Public 836‑042‑0201
Statutory Authority 836‑042‑0205
Definitions 836‑042‑0210
Rating Plans for which Employers May Be Combined 836‑042‑0215
Consent to Group Rating Required Before Policy Issuance 836‑042‑0220
Filing Requirements and Procedural Rules 836‑042‑0225
Criteria for Grouping 836‑042‑0300
Statutory Authority 836‑042‑0302
Definitions 836‑042‑0304
Fictitious Arrangement Prohibited 836‑042‑0306
Premium Rates 836‑042‑0308
Statistics 836‑042‑0310
Producers 836‑042‑0312
Compulsory Participation Prohibited 836‑042‑0314
Tie-In Sales Prohibited 836‑042‑0316
Disclosure Required 836‑042‑0318
Underwriting Standards 836‑042‑0320
Cancellation and Non-Renewal 836‑042‑0322
Compulsory Facilities 836‑042‑0400
Statutory Authority 836‑042‑0405
Definitions 836‑042‑0410
Commercial Risks 836‑042‑0415
Day Care Facilities 836‑042‑0420
Anniversary Filings 836‑042‑0425
Statistics 836‑042‑0430
Disclosure Required for Day Care Facilities 836‑042‑0501
Statutory Authority 836‑042‑0505
Definitions 836‑042‑0510
Rates, Rating Plans System — Prior Review 836‑042‑0512
Specified Commercial Liability Markets 836‑042‑0515
Commercial Liability Filings — Procedural Rules for Insurers and Rating Organizations 836‑042‑0520
Supporting Data
Last Updated

Jun. 8, 2021

Rule 836-042-0090’s source at or​.us