OAR 836-043-0101
Statutory Authority; Purpose; Applicability

(1)

OAR 836-043-0101 (Statutory Authority; Purpose; Applicability) to 836-043-0170 (Premium Audit Hearings) are adopted by the Director of the Department of Consumer and Business Services pursuant to the requirements of ORS 737.318 (Premium audit program for workers’ compensation insurance).

(2)

OAR 836-043-0101 (Statutory Authority; Purpose; Applicability) to 836-043-0170 (Premium Audit Hearings) establish a premium audit program system for workers’ compensation insurance for the following purposes:

(a)

Achieving equitable premium charges to insureds and collecting credible ratemaking data;

(b)

Prescribing minimum standards for an efficient premium audit program that ensures an adequate proportion of an insurer’s earned premium is audited and focuses on operations where accurate reporting may be difficult or where misreportings are more likely;

(c)

Educating insureds about the audit reporting function of the rating system;

(d)

Establishing a continuing test audit program of all insurers;

(e)

Providing an appeal process pursuant to ORS 737.318 (Premium audit program for workers’ compensation insurance)(3)(d) and 737.505 (Insured entitled to rate information)(4) to (5) for insureds to request a hearing to dispute the results of an audit, as described in a final premium audit billing issued by an insurer to an insured.

(3)

OAR 836-043-0101 (Statutory Authority; Purpose; Applicability) to 836-043-0170 (Premium Audit Hearings) apply to all authorized workers’ compensation insurers, the State Accident Insurance Fund Corporation, Oregon insureds, and the National Council on Compensation Insurance.

Source: Rule 836-043-0101 — Statutory Authority; Purpose; Applicability, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=836-043-0101.

836‑043‑0001
Statutory Authority 836‑043‑0005
Definitions for the Workers’ Compensation Insurance Plan 836‑043‑0009
Participation by Insurers and Insurance Producers 836‑043‑0017
Plan Administrator 836‑043‑0021
Servicing Carriers 836‑043‑0024
Right to Apply 836‑043‑0028
Application by Electronic Transmission or Telephone 836‑043‑0032
Nonelectronic Application 836‑043‑0034
Surety Bonds 836‑043‑0041
Application Review 836‑043‑0044
Binding Coverage 836‑043‑0046
Rates and Forms, Policy Term, Additional Coverages and Other Provisions 836‑043‑0048
Additional States’ Coverage 836‑043‑0050
Interstate Assignments 836‑043‑0053
Premium Obligations 836‑043‑0056
Insurer Cancellation and Nonrenewal of Workers’ Compensation Insurance Policies or Surety Bonds 836‑043‑0060
Assignment Formula 836‑043‑0062
Issuance and Continuation of Policy 836‑043‑0064
Renewal, Nonrenewal 836‑043‑0066
Reassignment 836‑043‑0068
Cancellation 836‑043‑0071
Dispute Resolution Procedures 836‑043‑0072
Voluntary Coverage 836‑043‑0076
Takeout Credit 836‑043‑0079
Notification of Outstanding Premium 836‑043‑0082
Policyholder Services 836‑043‑0087
Producer Changes and Compensation 836‑043‑0089
Confidentiality of Information 836‑043‑0091
Self-Funded Plan 836‑043‑0101
Statutory Authority 836‑043‑0105
Definitions 836‑043‑0110
Insurer Premium Audit Program 836‑043‑0115
Insurer Audit Procedure Guide 836‑043‑0120
Minimum Standards of Insured Education Program 836‑043‑0125
Purpose 836‑043‑0130
Selection of Risks for Test Audit 836‑043‑0135
Test Audits 836‑043‑0145
Disposition of Test Audits 836‑043‑0150
Summary of Test Audit Results 836‑043‑0155
Test Audit Standards 836‑043‑0165
Monitoring Audit Program System 836‑043‑0170
Premium Audit Hearings 836‑043‑0175
Statutory Authority 836‑043‑0180
Definitions 836‑043‑0185
Insurer Classification Notice 836‑043‑0200
Statutory Authority 836‑043‑0210
Definitions 836‑043‑0220
Committee Participation 836‑043‑0230
Committee Operating Rules 836‑043‑0240
Committee Activities 836‑043‑0300
Qualifications for Workers’ Compensation Rating Oganizations 836‑043‑0310
Exchange of Data Among Workers’ Compensation Rating Organizations 836‑043‑0320
Competitive Selection Process
Last Updated

Jun. 24, 2021

Rule 836-043-0101’s source at or​.us