OAR 836-080-0755
Application of OAR 836-080-0750 to 836-080-0775


(1)

OAR 836-080-0750 (Purpose; Statutory Authority) to 836-080-0775 (Severability) apply only to the solicitation or sale of any life insurance or annuity product by an insurer or insurance producer to an active duty service member of the United States Armed Forces.

(2)

OAR 836-080-0750 (Purpose; Statutory Authority) to 836-080-0775 (Severability) do not apply to solicitations or sales involving:

(a)

Credit insurance;

(b)

Group life insurance or group annuities when there is no in-person, face-to-face solicitation of individuals by an insurance producer or when the policy or certificate does not include a side fund;

(c)

An application to the existing insurer that issued the existing policy or contract when a contractual change or a conversion privilege is being exercised; or, when the existing policy or contract is being replaced by the same insurer pursuant to a program filed with and approved by the Director; or, when a term conversion privilege is exercised among corporate affiliates;

(d)

Individual stand-alone health policies, including disability income policies;

(e)

Contracts offered by Servicemembers’ Group Life Insurance (SGLI) or Veteran’s Group Life Insurance (VGLI), as authorized by 38 U.S.C. Section 1965 et seq.;

(f)

Contracts offered by State Sponsored Life Insurance (SSLI), as authorized by Public Law 93-289, Title 37 U.S.C., sec. 707 et seq;

(g)

Life insurance contracts offered through or by a non-profit military association, qualifying under Section 501 (c) (23) of the Internal Revenue Code (IRS), and which are not underwritten by an insurer; or

(h)

Contracts used to fund:

(A)

An employee pension or welfare benefit plan that is covered by the Employee Retirement and Income Security Act (ERISA);

(B)

A plan described by Sections 401(a), 401(k), 403(b), 408(k), or 408(p) of the IRC, as amended, if established or maintained by an employer;

(C)

A government or church plan defined in Section 414 of the IRS, a government or church welfare benefit plan, or a deferred compensation plan of a state or local government or tax exempt organization under Section 457 of the IRS;

(D)

A nonqualified deferred compensation arrangement established or maintained by an employer or plan sponsor;

(E)

Settlements of or assumptions of liabilities associated with personal injury litigation or any dispute or claim resolution process; or

(F)

Prearranged funeral contracts.

(3)

Nothing in this rule shall be construed to abrogate the ability of nonprofit organizations (or other organizations) to educate members of the United States Armed Forces in accordance with Department of Defense DoD Instruction 1344.07 — PERSONAL COMMERCIAL SOLICITATION ON DoD INSTALLATIONS or successor directive.

(4)

For purposes of OAR 836-080-0750 (Purpose; Statutory Authority) to 836-080-0775 (Severability), general advertisements, direct mail, and internet marketing do not constitute “solicitation.” Telephone marketing does not constitute “soliciting” provided the caller explicitly and conspicuously discloses that the product concerned is life insurance and makes no statements that avoid a clear and unequivocal statement that life insurance is the subject matter of the solicitation. Nothing in this section, however, shall be construed to exempt an insurer or insurance producer from OAR 836-080-0750 (Purpose; Statutory Authority) to 836-080-0775 (Severability) in any in-person, face-to-face meeting established as a result of the “solicitation” exemptions identified in this section.

Source: Rule 836-080-0755 — Application of OAR 836-080-0750 to 836-080-0775, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=836-080-0755.

836‑080‑0001
Statutory Authority
836‑080‑0005
Definitions
836‑080‑0014
Duties of Agent
836‑080‑0022
Duties of Insurers that Use Agents Insurance Producers
836‑080‑0029
Duties of Replacing Insurers that Use Agents
836‑080‑0034
Duties of the Existing Insurer
836‑080‑0039
Duties of Insurers with Respect to Direct Response Solicitations
836‑080‑0043
Violations and Penalties
836‑080‑0050
Authority
836‑080‑0055
Unfair Discrimination Identified
836‑080‑0080
Definition, Claims Handling Services
836‑080‑0085
Annual Report
836‑080‑0090
Suitability in the Sale of Life Insurance
836‑080‑0105
Statutory Authority
836‑080‑0110
Applicability
836‑080‑0115
Definitions
836‑080‑0120
Statement as to Participation Required Upon Request Before Delivery of Policy
836‑080‑0125
Prohibited Representations Regarding Participation Rights
836‑080‑0130
Dividend Statement Permitted
836‑080‑0135
Dividend Rights Accrue Upon Declaration of Dividends
836‑080‑0140
Unfair Discrimination in Allocation of Dividends Prohibited
836‑080‑0145
Unfair Forfeiture of Dividend for Failure to Renew Prohibited
836‑080‑0150
Policyholder Dividend Rights of Group Members and Dividend Group Policyholders
836‑080‑0155
False or Deceptive Publications by Insurer Prohibited
836‑080‑0160
Use of Special Certifications and Professional Designations by Insurance Producers
836‑080‑0165
Notice of Insurance Division Assistance
836‑080‑0170
Statutory Authority
836‑080‑0172
Applicability
836‑080‑0175
Exemptions
836‑080‑0178
Definitions
836‑080‑0180
Duties of Insurers and of Insurance Producers
836‑080‑0183
Insurance Producer Training
836‑080‑0185
Compliance Mitigation
836‑080‑0188
Recordkeeping
836‑080‑0190
Annuity Sales
836‑080‑0193
Effective Date and Operative Date
836‑080‑0200
Electronic Payment of Claims
836‑080‑0205
Statutory Authority, Purpose, and Applicability
836‑080‑0210
Definitions
836‑080‑0215
Claim Files
836‑080‑0220
Misrepresentation and Other Prohibited Claim Practices
836‑080‑0225
Required Claim Communication Practices
836‑080‑0230
Standard for Prompt Claim Investigation
836‑080‑0235
Standards for Prompt and Fair Settlements — Generally
836‑080‑0240
Standards for Prompt and Fair Total Loss Settlements — Automobile Insurance
836‑080‑0250
Workers’ Compensation Insurance Unfair Claim Settlement Practices Standards
836‑080‑0305
Statutory Authority
836‑080‑0310
Definitions
836‑080‑0315
Providing Things of Value to Intermediaries Generally Prohibited
836‑080‑0320
Miscellaneous Things of Value
836‑080‑0325
Business Development Activities
836‑080‑0335
Gifts
836‑080‑0337
Real Property Information
836‑080‑0340
Assistance in Qualifying a Subdivision
836‑080‑0345
Automatic Change in Monetary Limits
836‑080‑0355
Title Insurer Responsible for Violations by Agent
836‑080‑0360
Use by Title Company of an Intermediary’s Office
836‑080‑0365
Filing Escrow Rates Required
836‑080‑0370
Instruction of Title Company Employees About Rules Required
836‑080‑0425
Applicability
836‑080‑0430
Disclosure of Use of Credit History or Insurance Scores
836‑080‑0435
Policies Governing Credit Histories and Insurance Scores
836‑080‑0436
Absence of or Inability to Determine Credit History
836‑080‑0438
Definition of Adverse Underwriting Decision
836‑080‑0440
Unfair Insurance Trade Practice
836‑080‑0501
Authority
836‑080‑0506
Definitions and Examples
836‑080‑0511
Application of Notice Requirements
836‑080‑0516
Initial Notice to Consumers
836‑080‑0519
Information to be Included in Initial Privacy Notice
836‑080‑0523
Annual Notice
836‑080‑0526
Information to be Included in Annual Notice
836‑080‑0531
Revised Privacy Notices
836‑080‑0536
Delivery
836‑080‑0541
Opt in Notice
836‑080‑0546
Limits on Sharing Account Number Information for Marketing Purposes
836‑080‑0551
Authorization Request Delivery
836‑080‑0600
Authority
836‑080‑0610
Definitions and Examples
836‑080‑0615
Personal Information Notice
836‑080‑0620
Notice of Personal Financial Information Practices
836‑080‑0625
Alternative Procedures
836‑080‑0630
Application of Notice Requirements
836‑080‑0635
Initial Notice to Consumers
836‑080‑0640
Information to Be Included in Initial Privacy Notice
836‑080‑0645
Annual Notice
836‑080‑0650
Information to Be Included in Annual Notice
836‑080‑0655
Revised Privacy Notices
836‑080‑0660
Delivery
836‑080‑0665
Authorization
836‑080‑0670
Authorization Exemptions
836‑080‑0675
Disclosure Without Authorization
836‑080‑0680
Opt in Notice
836‑080‑0685
Limits on Sharing Account Number Information for Marketing Purposes
836‑080‑0690
Authorization Request Delivery
836‑080‑0695
Access to Recorded Personal Information
836‑080‑0700
Correction, Amendment or Deletion of Recorded Personal Information
836‑080‑0750
Purpose
836‑080‑0755
Application of OAR 836-080-0750 to 836-080-0775
836‑080‑0760
Definitions for OAR 836-080-0750 to 836-080-0775
836‑080‑0765
Practices Declared False, Misleading, Deceptive or Unfair on a Military Installation
836‑080‑0770
Practices Declared False, Misleading, Deceptive or Unfair, Regardless of Location
836‑080‑0775
Severability
836‑080‑0800
Definitions
836‑080‑0805
Statutory Authority, Purpose, and Applicability
836‑080‑0810
Provision of Commercial Loss Runs
Last Updated

Jun. 8, 2021

Rule 836-080-0755’s source at or​.us