ORS 741.801
Insurer to notify health care provider that enrollee is in grace period
- effect of failure to provide notice
(1)
As used in this section and ORS 741.800 (Insurer to notify health care provider of qualified health plan coverage):(a)
“Enrollee” means a person who is:(A)
Enrolled in a qualified health plan purchased through the health insurance exchange;(B)
Responsible for paying the premium on the qualified health plan and has paid at least one premium; and(C)
Receiving an advance payment of the premium tax credit under section 36B of the Internal Revenue Code.(b)
“Grace period” means the period of three consecutive months during which an enrollee’s coverage continues under a qualified health plan without the payment of premiums.(c)
“Health insurance exchange” has the meaning given that term in ORS 741.300 (Definitions).(d)
“Qualified health plan” means a plan that is certified as a qualified health plan in accordance with ORS 741.310 (Requirements for purchase of insurance through exchange and for participation of insurers in exchange).(2)
If an enrollee fails to pay a premium for a qualified health plan, the insurer shall notify any health care provider that the enrollee is in a grace period if the provider requests information from the insurer regarding the eligibility, coverage or benefits of the insureds under the enrollee’s plan.(3)
If an insurer terminates the coverage of an enrollee based on the nonpayment of premiums during a grace period, the insurer shall pay a claim for reimbursement by a health care provider of a service performed during the grace period if:(a)
The insurer fails to notify the health care provider as required by subsection (2) of this section;(b)
The service is covered by the enrollee’s plan; and(c)
The health care provider requests the information described in subsection (2) of this section not more than seven business days before providing the service and the insurer provides the information to the health care provider no later than two business days after the date of the provider’s request.(4)
The requirements of this section may not be waived by agreement, and any provision of a contract entered into on or after January 1, 2016, that purports to waive the requirements of this section or that conflicts with the requirements of this section is null and void. [2015 c.580 §2]
Source:
Section 741.801 — Insurer to notify health care provider that enrollee is in grace period; effect of failure to provide notice, https://www.oregonlegislature.gov/bills_laws/ors/ors741.html.
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