ORS 806.020
Exemptions from financial responsibility requirements

This section provides exemptions from the necessity for compliance with or proof of compliance with financial responsibility requirements in accident reports under ORS 811.725 (Driver failure to report accident to Department of Transportation), when applying for vehicle registration under ORS 803.370 (Contents of application) or 803.460 (Proof of compliance with financial responsibility requirements) and for operating a vehicle under ORS 806.010 (Driving uninsured prohibited). The owner or operator of a vehicle is exempt, as provided by this section, from financial responsibility requirements if the vehicle involved in the accident, sought to be registered or operated is any of the following:

(1)

An antique vehicle issued permanent registration under ORS 805.010 (Antique vehicles).

(2)

A farm trailer.

(3)

A farm tractor.

(4)

An implement of husbandry.

(5)

A vehicle of special interest that is maintained as a collector’s item and used for exhibitions, parades, club activities and similar uses, but not used primarily for the transportation of persons or property.

(6)

A snowmobile or a Class I, Class III or Class IV all-terrain vehicle, unless the vehicle is operating on an all-terrain vehicle highway access route that is designated by the Oregon Transportation Commission as open to all-terrain vehicles.

(7)

Any motor vehicle not operated on any highway or premises open to the public in this state.

(8)

A motor assisted scooter.

(9)

An electric personal assistive mobility device. [1983 c.338 §838; 1985 c.16 §423; 1987 c.217 §4; 1989 c.991 §32; 1993 c.751 §99; 2001 c.749 §22; 2003 c.341 §5; 2009 c.257 §1; 2011 c.360 §15; 2015 c.138 §29; 2017 c.453 §8]

Source: Section 806.020 — Exemptions from financial responsibility requirements, https://www.­oregonlegislature.­gov/bills_laws/ors/ors806.­html (accessed May 26, 2025).

806.010
Driving uninsured prohibited 806.011
Proof of insurance 806.012
Failure to carry proof of compliance with financial responsibility requirements 806.020
Exemptions from financial responsibility requirements 806.040
Judgments for which financial responsibility requirements established 806.050
Falsification of financial responsibility 806.055
Giving false information about liability insurance to police officer 806.060
Methods of compliance 806.070
Minimum payment schedule 806.075
Insurance requirements for person convicted of driving under influence of intoxicants 806.080
Insurance 806.130
Self-insurance 806.140
Certificate 806.150
Department verification program 806.170
Department check on financial certification on accident reports 806.180
Information to be provided when certification of compliance required 806.190
Insurance carrier report of person involved in accident who is in violation of ORS 806.010 806.195
Information submitted by insurers 806.200
Failure to file after accident 806.210
Exemption from requirement to file after accident 806.220
Failure to file after failing verification 806.230
Failure of previous violator to file 806.240
Proof of compliance with future responsibility filing requirement 806.245
Termination of future responsibility filing requirement 806.270
Certificate of insurance 806.280
When certificate of insurer not authorized to do business in this state may be used 806.290
Automatic termination of insurance under future responsibility filing upon subsequent filing 806.300
Failure to surrender license and registration on cancellation of future responsibility filing
Green check means up to date. Up to date

Current through early 2026

§ 806.020’s source at oregon​.gov