OAR 410-120-1285
Recoupment and Data Sharing with Third-Party Insurers


(1) The Oregon Health Authority (Authority) delegates to the Department of Human Services (Department), Office of Payment Accuracy and Recovery (OPAR) authority to administer Third-Party Liability programs required by federal law to reduce medical expenditures. This includes the following programs:
(a) The Data Match Unit;
(b) The Health Insurance Group;
(c) The Medical Payment Recovery Unit; and
(d) The Personal Injury Liens Unit.
(2) For this rule, an “insurer” means an employee benefit plan, self-insured plan, managed care organization or group health plan, a third-party administrator, fiscal intermediary or pharmacy benefit manager of the plan or organization, or other party that is by statute, contract, or agreement legally responsible for payment of a claim for a health care item or service.
(3) “OPAR” means the Office of Payment Accuracy and Recovery, Department of Human Services, and subunits.
(4) For this rule “subscriber” means an individual who is eligible for coverage on their behalf and not because of dependent status.
(5) An insurer shall provide to OPAR, a CCO, or a Managed Care Organization, upon request, within 30 calendar days, the following information:
(a) The period during which a recipient, a spouse, partner or dependents are covered by the insurer;
(b) The nature of coverage that is provided by the insurer; for example, medical, prescription drug, dental, vision, motor vehicle personal injury protection, or workers compensation;
(c) The name, claim submission address, and identifying numbers of the plan; for example, group and policy numbers;
(d) The name of the subscriber, if any, and the date of birth and social security number;
(e) The amount of any copay, coinsurance, or deductible required by the insurer.
(6) An insurer may not deny a claim submitted by OPAR, a managed care organization, or a CCO, based on the date of submission of the claim, the type or format of the claim form, or a failure to present proper documentation at the point of sale that is the basis of the claim if:
(a) The claim is submitted within the three-year period beginning on the date on which the health care item or service was furnished; and
(b) Any action to enforce the claim is commenced within six years of submission of the claim.
(7) If an insurer denies a claim or does not pay the claim in full, the insurer shall provide a detailed explanation for its action, including citation to applicable contractual or statutory authority for the action. If the insurer cites a contractual provision, the insurer shall provide a copy of the applicable contractual provision on request.
(8) An insurer, when requsted by OPAR, shall provide OPAR an electronic file of all insured or subscribed individuals residing in Oregon to assist OPAR to do a data match with recipient records to determine if any Medicaid recipient has coverage through the insurer. The electronic file shall be delivered to OPAR every 30 days, unless otherwise agreed. The Authority may enter into a trading partner agreement with the insurer to permit the exchange of information via “ASC X 12N 270271 Health Benefit Inquiry and Response” transactions or other HIPAA compliant secure transaction methods in the event 270271 transactions are not available. The insurer shall include the following information in the electronic file:
(a) The period during which a subscriber or insured, the spouse, partner or dependents are covered by the plan;
(b) The nature of coverage that is provided by the plan; for example, medical, prescription, dental, vision, or automotive personal injury protection, and workers compensation;
(c) The name, claim submission address, and identifying numbers of the plan; for example, group and policy numbers;
(d) The name of the subscriber, if any, and date of birth and social security number;
(e) The amount of any copay, coinsurance, or deductible required by the insurer.
(9) An insurer may not charge a fee for sharing data with the Authority, OPAR, a managed care organization, or CCO or for processing claims submitted by OPAR, a managed care organization, or a CCO.
(10) In the event a claim submitted to an insurer by OPAR, a managed care organization, or a CCO is paid all or in part to a third party, the insurer shall within 14 calendar days give the name and address of the payee, the check number, date and amount of the check or electronic payment, and a copy of the check or electronic payment to the claimant on request.

Source: Rule 410-120-1285 — Recoupment and Data Sharing with Third-Party Insurers, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=410-120-1285.

410‑120‑0000
Acronyms and Definitions
410‑120‑0003
OHP Standard Benefit Package
410‑120‑0006
Medical Eligibility Standards
410‑120‑0011
Effect of COVID-19 Emergency Authorities on Administrative Rules
410‑120‑0025
Administration of Division of Medical Assistance Programs, Regulation and Rule Precedence
410‑120‑0030
Children’s Health Insurance Program
410‑120‑0035
Public Entity
410‑120‑0045
Applications for Medical Assistance at Provider locations
410‑120‑0250
Managed Care Entity
410‑120‑1140
Verification of Eligibility and Coverage
410‑120‑1160
Medical Assistance Benefits and Provider Rules
410‑120‑1180
Medical Assistance Benefits: Out-of-State Services
410‑120‑1190
Medically Needy Benefit Program
410‑120‑1195
SB 5548 Population
410‑120‑1200
Excluded Services and Limitations
410‑120‑1210
Medical Assistance Benefit Packages and Delivery System
410‑120‑1260
Provider Enrollment
410‑120‑1280
Billing
410‑120‑1285
Recoupment and Data Sharing with Third-Party Insurers
410‑120‑1295
Non-Participating Provider
410‑120‑1300
Timely Submission of Claims
410‑120‑1320
Authorization of Payment
410‑120‑1340
Payment
410‑120‑1350
Buying-Up
410‑120‑1360
Requirements for Financial, Clinical and Other Records
410‑120‑1380
Compliance with Federal and State Statutes
410‑120‑1385
Compliance with Public Meetings Law
410‑120‑1390
Premium Sponsorships
410‑120‑1395
Program Integrity
410‑120‑1396
Provider and Contractor Audits
410‑120‑1397
Recovery of Overpayments to Providers — Recoupments and Refunds
410‑120‑1400
Provider Sanctions
410‑120‑1460
Type and Conditions of Sanction
410‑120‑1510
Fraud and Abuse
410‑120‑1560
Provider Appeals
410‑120‑1570
Claim Re-Determinations
410‑120‑1580
Provider Appeals — Administrative Review
410‑120‑1600
Provider Appeals — Contested Case Hearings
410‑120‑1855
Client’s Rights and Responsibilities
410‑120‑1860
Contested Case Hearing Procedures
410‑120‑1865
Denial, Reduction, or Termination of Services
410‑120‑1870
Client Premium Payments
410‑120‑1875
Agency Hearing Representatives
410‑120‑1880
Contracted Services
410‑120‑1920
Institutional Reimbursement Changes
410‑120‑1940
Interest Payments on Overdue Claims
410‑120‑1960
Payment of Private Insurance Premiums
410‑120‑1980
Requests for Information and Public Records
410‑120‑1990
Telehealth
Last Updated

Jun. 8, 2021

Rule 410-120-1285’s source at or​.us