Administration and General Provisions

ORS 731.354
Certificate of authority required

No person shall act as an insurer and no insurer shall directly or indirectly transact insurance in this state except as authorized by a subsisting certificate of authority issued to the insurer by the Director of the Department of Consumer and Business Services. [1967 c.359 §73]

Notes of Decisions

Because association with employees, employers and independent contractors as members failed commonality-of-interest test, association's welfare and benefits plan exceeded federal limitations and Oregon insurance law applied to association's plan. Derby Assn. Trust v. Dept of Ins. and Finance, 114 Or App 389, 835 P2d 149 (1992)

Statute ([former] ORS 646.267) requiring that reimbursement insurance be issued by authorized insurer violates federal law by discriminating against risk retention groups. National Warranty Insurance Company RRG v. Greenfield, 214 F3d 1073 (9th Cir. 2000)

Atty. Gen. Opinions

Certificate of authority not required for federal bank debt cancellation contracts, (1999) Vol 49, p 200

Chapter 731

Atty. Gen. Opinions

Vehicle service contracts sold to purchasers by motorcycle and motor vehicle dealers as constituting sale of insurance, (1978) Vol 38, p 2218


Last accessed
Jun. 26, 2021