OAR 836-071-0180
Insurance Producer Pre-Examination Requirements

(1)

An applicant for a license as an insurance producer may take an examination for the license only if the applicant first qualifies for the examination by:

(a)

Satisfying pre-licensing education requirements of section (2) of this rule; or

(b)

Satisfying the experience requirements of section (6) of this rule.

(2)

An applicant may qualify for the examination by taking pre-licensing education meeting the requirements of section (3) of this rule according to any of the following methods:

(a)

Attendance at classroom lectures supervised and conducted by an instructor;

(b)

Attendance at the showing or playing of a previously videotaped or audiotaped lecture, if student check-in and check-out are supervised and a course instructor is present or available to answer student questions; or

(c)

Completion of a verifiable online self-study program.

(3)

Pre-licensing education shall consist of not less than:

(a)

20 hours in basic principles of property insurance, the duties and responsibilities of an insurance producer and Oregon-related laws, for authority to transact property insurance;

(b)

20 hours in basic principles of casualty insurance, the duties and responsibilities of an insurance producer and Oregon-related laws, for authority to transact casualty insurance;

(c)

20 hours in basic principles of personal lines insurance, the duties and responsibilities of an insurance producer and Oregon-related laws, for authority to transact personal lines insurance;

(d)

20 hours in basic principles of life insurance, the duties and responsibilities of an insurance producer and Oregon-related laws, for authority to transact life insurance; and

(e)

20 hours in basic principles of health insurance, the duties and responsibilities of an insurance producer and Oregon-related laws, for authority to transact health insurance.

(4)

For the purposes of sections (2) and (3) of this rule:

(a)

One hour of training shall consist of not less than 50 minutes of instruction;

(b)

Surety is included in the casualty insurance line and marine and transportation insurance may be included in the property insurance line or the casualty insurance line;

(c)

The personal lines line is a subcategory of the casualty insurance line. Consequently, a person who obtains training for a license to transact casualty insurance need not obtain separate or additional training to transact personal lines insurance.

(5)

Except as authorized in section (2) of this rule for an online self-study program, an applicant may not satisfy the training requirements established in this rule by unsupervised training or by self-study.

(6)

An applicant may satisfy experience requirements for the examination by either of the methods described in this section. As provided in section (7) of this rule, an applicant may substitute successful completion of coursework to obtain an industry recognized designation for all or part of the experience requirements. An applicant may also satisfy the experience requirements for the examination by obtaining an insurance degree from an accredited college or university. The methods for satisfying experience requirements are as follows:

(a)

Obtaining and showing proof of three years of verifiable experience as an unlicensed person performing the duties and activities described in OAR 836-071-0280 (Permitted and Prohibited Activities of Insurance Personnel Exempt from Insurance Producer License Requirement)(1) or (2) in the class or classes of insurance for which application is made, but only if any part of the experience has occurred within two years of the date of application for the insurance producer license in this state; and

(b)

Obtaining and showing proof of three years of licensure as a resident insurance producer, agent or insurance broker in another state, a province of Canada or Mexico:

(A)

If the applicant has been so licensed within two years of the date of application for the insurance producer license in this state; and

(B)

If the applicant is not otherwise exempt from taking the examination under ORS 744.067 (Exemptions from prelicensing education or examination requirement).

(7)

An applicant may substitute successful completion of coursework required for obtaining an industry-recognized designation described in this section for all or a part of the number of years of experience required under section (6) of this rule in the class or classes of insurance for which application was made. The following are the designations, the amount of experience for which the coursework may be substituted and the class or classes of insurance to which the coursework may apply:

(a)

Accredited Advisor in Insurance (AAI) designation of the American Institute for CPCU (Chartered Property and Casualty Underwriter) and Insurance Institute of America: Three years’ experience property and casualty;

(b)

Accredited Customer Service Representative (ACSR) designation of the Independent Insurance Agents & Brokers of America: Two years’ experience property and casualty;

(c)

Associate in Risk Management (ARM) designation of the American Institute for CPCU (Chartered Property and Casualty Underwriter) and Insurance Institute of America: Three years’ experience property and casualty;

(d)

Certified Insurance Counselor (CIC) designation of the Society of Certified Insurance Counselors: Three years’ experience property and casualty;

(e)

Certified Professional Service Representative (CPSR) designation of the Professional Insurance Agents Association: Two years’ experience property and casualty;

(f)

Health Insurance Associate (HIA) designation of America’s Health Insurance Plans: Three years’ experience health;

(g)

Registered Employee Benefits Consultant (REBC) designation of the American College: Three years’ experience health;

(h)

Registered Health Underwriter (RHU) designation of the National Association of Health Underwriters/American College: Three years’ experience health;

(i)

Any registered program that fulfills the educational requirement leading to the CFP/Certified Financial Planner certification awarded by the Certified Financial Planner Board of Standards, Inc.: Three years’ experience life lines;

(j)

Certified Employee Benefit Specialist (CEBS) designation of the International Society of Certified Employee Benefit Specialists: Three years’ experience life and health lines;

(k)

Life Underwriters Training Council (LUTCF) designation of the Life Underwriters Training Council/American College: Three years’ experience life and health lines;

(l)

Chartered Financial Consultant (ChFC) designation of the American College: Three years’ experience life line;

(m)

Fellow Life Manager Institute (FLMI) designation of LOMA (Life Office Management Association): Three years’ experience life line;

(n)

Certified Professional Insurance Women (CPIW) designation of the National Association of Insurance Women: Two years’ experience property and casualty lines; and

(o)

An industry designation determined by the Director, by virtue of the coursework, to provide experience at least comparable to experience obtained by coursework for an industry designation specifically referred to in this section.

(8)

Pretraining experience claimed under section (6) of this rule is verifiable only if:

(a)

The applicant’s employer submits to the Division a completed Division Qualification Form that includes a description of all the pretraining experience claimed by the applicant; and

(b)

The Division is able to contact the employer to verify the information contained in the Qualification Form.

(9)

Proof of completion of a training course for an industry designation under section (7) of this rule must be evidenced by a certificate of completion or notice of a passing examination score by the organization sponsoring the training.

(10)

The amendments to this rule that were filed in ID 15-2002 with the Secretary of State on June 26, 2002 to become effective on July 1, 2002 are re-adopted with the operative date of July 1, 2002.

Source: Rule 836-071-0180 — Insurance Producer Pre-Examination Requirements, https://secure.­sos.­state.­or.­us/oard/view.­action?ruleNumber=836-071-0180.

836–071–0101
Adjuster and Insurance Consultant License Application 836–071–0105
Additional Application Information 836–071–0108
Limited Class Insurance Licenses 836–071–0110
Fingerprints 836–071–0112
Social Security Numbers 836–071–0113
Crop Insurance 836–071–0115
Satisfaction of Qualifications for Classes of Insurance 836–071–0117
Managing General Agents 836–071–0118
Requirements That Must Be Completed Prior to Submitting Licensing Application 836–071–0120
Examination Procedure 836–071–0125
Period for Completion of License Application 836–071–0127
Examination Scores 836–071–0130
Adjuster or Insurance Consultant License Renewal 836–071–0135
Renewal of Expired Adjuster or Insurance Consultant License 836–071–0140
License Amendment 836–071–0145
Amended License Issuance 836–071–0146
Individual Insurance Producer License Expiration Date 836–071–0148
Extended License Expiration Date, Active Military Duty and Other Extenuating Circumstances 836–071–0150
Errors and Omissions Insurance 836–071–0160
Errors and Omissions Insurance 836–071–0180
Insurance Producer Pre-Examination Requirements 836–071–0185
Qualification of Agents Selling Variable Life Insurance, Including Variable Annuities 836–071–0190
Registration of a School 836–071–0195
Revocation of Registration of a School 836–071–0210
Statutory Authority 836–071–0215
Continuing Education Requirements for Insurance Producers 836–071–0220
Continuing Education 836–071–0225
Continuing Education 836–071–0230
Continuing Education 836–071–0235
Provider Registration 836–071–0240
Course Registration 836–071–0242
Provider Trade Practices 836–071–0245
Revocation of Provider Registration 836–071–0247
Requirements for Granting Credit 836–071–0250
Credit for Unregistered Courses 836–071–0260
Fees Charged by Insurance Producers 836–071–0263
Fees Charged by Insurance Consultants or Insurance Producers 836–071–0267
Incidental Charges for Customer Services 836–071–0269
Purpose and Authority 836–071–0272
Scope of OAR 836-071-0269 to 836-071-0277 836–071–0274
Service Fees Prohibited on Personal Lines 836–071–0277
Service Fees Allowed on Commercial Lines 836–071–0280
Permitted and Prohibited Activities of Insurance Personnel Exempt from Insurance Producer License Requirement 836–071–0285
Insurance Producer Review of Applications 836–071–0287
Transaction of Group Life, Health Insurance by Insurance Producer without Appointment 836–071–0291
Certificate of Deposit in Lieu of Trust Account 836–071–0295
Transaction of Insurance by Individual Insurance Producer for Appointed Firm or CorporateInsurance Producer 836–071–0297
Permitted Transaction of Insurance by Unappointed Insurance Producer 836–071–0300
Requirement of Contract with or Employment of Licensee 836–071–0310
Referral Fee from Oregon Medical Insurance Pool 836–071–0315
Managing General Agents 836–071–0320
Managing General Agents 836–071–0321
Terms for OAR 836-071-0323 to 836-071-0346 836–071–0323
License Applicants and Licensees with Prior Convictions 836–071–0326
Application by Person under OAR 836-071-0323 836–071–0328
Unlicensed Individuals with Prior Convictions Who are Engaged or Participate in Business of Insurance 836–071–0331
Director’s Procedures, Application for Consent 836–071–0336
Factors to be Considered by the Director 836–071–0341
Issuance of Written Consent 836–071–0346
Denial of Consent 836–071–0351
Subsequent Conviction of Person Previously Granted Written Consent 836–071–0354
Designated Agent 836–071–0355
Limited License Application, Rental Companies 836–071–0360
License Renewal 836–071–0370
List of Employees and Designated Agents Selling Coverage 836–071–0380
Course of Training for Training Program and for Continuing Education 836–071–0390
Statewide Filing Officer 836–071–0400
Applicable Insurance Code Statutes 836–071–0405
Statutory Purpose and Authority 836–071–0410
Limited License Application, Self-Service Storage Facility 836–071–0415
Materials and Requirements of Application 836–071–0420
Requirements for Limited Licensee, List of Employees Selling Coverage 836–071–0425
Limited License Renewal 836–071–0430
Remission to Insurer 836–071–0450
Requirements for Limited Travel Insurance Producer and Travel Retailer 836–071–0500
Nonresident Licensing and Placement Requirements 836–071–0501
Allocation of Coverage Totals on Multi-state Policies 836–071–0550
Statutory Purpose and Authority 836–071–0560
Limited License Application, Portable Electronics Insurance Coverage 836–071–0565
Limited License Renewal 836–071–0570
List of Employees Selling Coverage
Last Updated

Jun. 8, 2021

Rule 836-071-0180’s source at or​.us