ORS 646.648
Unlawful practice by manufactured dwelling dealer
(1)
As used in this section:(a)
“Buyer” means a person who buys or agrees to buy a manufactured dwelling from a manufactured dwelling dealer.(b)
“Cash sale price” means the price for which a manufactured dwelling dealer would sell to a buyer, and the buyer would buy from a dealer, a manufactured dwelling that is covered by a purchase agreement, if the sale were a sale for cash instead of a retail installment sale.(c)
“Manufactured dwelling” has the meaning given that term in ORS 446.003 (Definitions for ORS 446.003 to 446.200 and 446.225 to 446.285).(d)
“Manufactured dwelling dealer” means a person licensed under ORS 446.691 (Issuance of dealer license) or 446.696 (Renewal of dealer license) or a temporary manufactured structure dealer licensee under ORS 446.701 (Issuance of temporary manufactured structure dealer license).(e)
“Retail installment sale” has the meaning given that term in ORS 83.510 (Definitions for ORS 83.510 to 83.680).(2)
A manufactured dwelling dealer engages in an unlawful practice when, in a sale of a manufactured dwelling, the dealer does any of the following:(a)
Misrepresents to a buyer that, as a condition of financing, the buyer must purchase:(A)
Credit life insurance;(B)
Credit disability insurance;(C)
Credit unemployment insurance;(D)
Credit property insurance;(E)
Health insurance;(F)
Life insurance; or(G)
An extended warranty.(b)
In close connection with the sale, misrepresents to a lender:(A)
The cash sale price;(B)
The amount of the buyer’s down payment; or(C)
The buyer’s credit or employment history. [2001 c.917 §1; 2003 c.655 §82]
Source:
Section 646.648 — Unlawful practice by manufactured dwelling dealer, https://www.oregonlegislature.gov/bills_laws/ors/ors646.html.
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