Insurance Policies Generally

ORS 742.528
Notice of denial of payment of benefits

An insurer who denies payment of personal injury protection benefits to or on behalf of an insured shall:


Provide written notice of the denial, within 60 calendar days of receiving a claim from the provider, to the insured, stating the reason for the denial and informing the insured of the method for contesting the denial; and


Provide a copy of the notice of the denial, within 60 calendar days of receiving a claim from the provider, to a provider of services under ORS 742.524 (Contents of personal injury protection benefits) (1)(a). [Formerly 743.812; 1993 c.265 §1]

Notes of Decisions

Where defendant insurer failed to send timely denial of personal injury protection claims as required by this section and ORS 742.524 because of insured's repeated failure to attend required medical examination within 60-day post-claim period to determine whether medical expenses were "reasonable and necessary," insurer had contractual right to compel medical examination and obligation to investigate insured's personal injury protection claims, but still had obligation under this section and ORS 742.524 to issue timely denial based on information insurer had or could reasonably obtain or expenses were presumed reasonable and necessary. McBride v. State Farm Mutual Automobile Ins. Co., 282 Or App 675, 386 P3d 679 (2016), Sup Ct review denied

§§ 742.520 to 742.542

(formerly 743.800 to 743.835)

Notes of Decisions

Nothing in PIP statutes prohibits plaintiff from pleading and proving all special damages in a civil action, even though plaintiff has received PIP benefits from his insurer. Koberstein v. Sierra Glass, 65 Or App 409, 671 P2d 1190 (1983), as modified by 66 Or App 883, 675 P2d 1126 (1984), Sup Ct review denied

PIP endorsement which offsets PIP payments against policy's liability limits does not contravene PIP scheme of these statutes. Edwards v. Bonneville Automobile Insurance Co., 68 Or App 863, 683 P2d 142 (1984), aff'd 299 Or 119, 699 P2d 670 (1985)


Last accessed
Jun. 26, 2021